💥IBPS SO 15th Pre Score Card 2025 OUT! Your Ultimate Guide to Mains Strategy, Syllabus, and Salary Details! 🎯
The moment of truth has arrived for thousands of Specialist Officer (SO) aspirants! The Institute of Banking Personnel Selection (IBPS) has officially released the Score Card for the CRP SPL XV (15th) Specialist Officer Preliminary Examination 2025.
Candidates who appeared for the exam, which was held on August 30, 2025, can now check their individual scores and the category-wise/post-wise cut-off marks to determine their performance and confirm their qualification status for the Mains examination. With 1007 highly specialized posts at stake, the immediate focus must now shift entirely to the upcoming IBPS SO 15th Mains Exam scheduled for November 2025.
This comprehensive guide breaks down the essential dates, the post-specific syllabus, the critical job profile, and the lucrative salary structure, ensuring you have the ultimate roadmap to convert your Prelims success into a coveted bank job.
📋 1. IBPS SO 15th Exam 2025: Key Dates & Quick Facts
| Detail | Information |
| Recruiting Body | Institute of Banking Personnel Selection (IBPS) |
| Post Name | Specialist Officer (SO) – CRP SPL XV |
| Total Vacancies | 1007 Posts |
| Prelims Exam Date | 30 August 2025 |
| Prelims Result Date | 17 October 2025 |
| Pre Score Card Release | Out Now! |
| Mains Exam Date | November 2025 (Tentative) |
| Selection Process | Prelims $\to$ Mains $\to$ Interview |
| Official Website | [Insert Official IBPS Website Link Here] |
| Application Dates | Fee Structure | Age Limit (As on 01 Aug 2025) |
| Application Start: 01 July 2025 | General/OBC/EWS: Rs. 850/- | Minimum Age: 20 Years |
| Last Date: 28 July 2025 | SC/ST/PH: Rs. 175/- | Maximum Age: 30 Years |
📈 2. How to Check Your Score Card & Cut-Off Marks
The score card is your detailed performance report, showing sectional marks, maximum marks, and the sectional/overall cut-off applied by IBPS for your specific post and category.
Simple Steps to Download Your IBPS SO Pre Score Card:
- Visit the official website of the Institute of Banking Personnel Selection (IBPS).
- Navigate to the ‘CRP Specialist Officers’ tab.
- Click on the link titled “Click here to View Your Scores of Preliminary Online Examination for CRP-SPL-XV.”
- Enter your Registration Number/Roll Number and Password/Date of Birth (DD-MM-YY).
- Enter the Captcha Code and click ‘Login’.
- Your detailed Score Card, showing sectional scores and the cut-off, will be displayed. Download and print this document for future reference.
📊 3. Post-Wise Vacancy & Expected Prelims Cut-Off Analysis
A high number of vacancies offers better chances, but the final selection hinges on your specialization. Here’s the breakdown of the 1007 vacancies and a look at the cut-off trends.
| Post Name | Total Posts | Eligibility (Core Requirement) | UR Expected Cut-Off (Total Marks: 125) |
| IT Officer (Scale I) | 203 | 4-Year Engg./PG Degree in IT/CS/Electronics | 45-50 |
| Agriculture Field Officer (AFO) | 310 | 4-Year Graduation in Agriculture/Horticulture etc. | 56-61 |
| Rajbhasha Adhikari (Hindi) | 78 | PG Degree in Hindi with English at Graduation | 16-21 |
| Law Officer (Scale I) | 56 | Bachelor’s Degree in Law (LLB) + Bar Council Enrolment | 34-39 |
| HR / Personnel Officer | 10 | Graduate + 2-Year Full-Time PG/Diploma in HR/Personnel | 47-52 |
| Marketing Officer (MO) | 350 | Graduation + 2-Year Full-Time PG/MBA in Marketing | 23-28 |
Note: The Prelims cut-off is only for qualification to the Mains exam. It is calculated out of 125 (or 150 for Law/Rajbhasha), and candidates must clear both the overall and the sectional cut-offs.
🏦 4. The Specialist Role: IBPS SO Job Profile Breakdown
Understanding your future job profile is key to preparing for the Mains Professional Knowledge section and the Interview.
| Post Name | Primary Job Responsibilities (Core Focus) |
| IT Officer (Scale I) | Managing the bank’s core banking system, network security, software development/maintenance, database management, and technical support for digital products (ATM/Mobile Banking). |
| AFO (Scale I) | Facilitating and sanctioning agricultural loans, promoting rural schemes, coordinating with NABARD/RRBs, and understanding the financial needs of the rural sector. |
| Marketing Officer (MO) | Designing and executing promotional campaigns, managing marketing channels, launching new products, market research, and enhancing the bank’s brand and business acquisition. |
| Law Officer (Scale I) | Handling legal affairs, drafting contracts, managing litigation cases, ensuring compliance with banking regulations (SARFAESI, Negotiable Instruments Act), and providing legal assistance. |
| HR Officer (Scale I) | Managing recruitment, conducting training and development programs, drafting HR policies, handling employee grievances, performance appraisal, and industrial relations. |
| Rajbhasha Adhikari | Ensuring the implementation of Official Language policies, translating bank documents (English to Hindi and vice-versa), conducting training, and promoting the use of Hindi in official work. |
📚 5. IBPS SO Mains Exam Pattern & In-Depth Syllabus (The Deciding Factor)
The Mains exam is the single most important stage. Its score (80% weightage) combined with the Interview (20% weightage) decides the final merit.
A. IBPS SO Mains Exam Pattern 2025
For Law, IT, AFO, HR, and Marketing Officer:
| Name of Test | No. of Questions | Maximum Marks | Duration |
| Professional Knowledge | 60 | 60 | 45 Minutes |
For Rajbhasha Adhikari:
| Name of Test | No. of Questions | Maximum Marks | Duration |
| Professional Knowledge (Objective) | 45 | 60 | 30 Minutes |
| Professional Knowledge (Descriptive) | 2 | 60 | 30 Minutes |
Crucial Note: There is a 0.25 negative marking for every incorrect answer.
B. Post-Specific Professional Knowledge Syllabus
| Post | Core Topics for Mains Exam (High-Value Areas) |
| IT Officer | DBMS, Data Communication & Networking, Operating System, Software Engineering, Data Structures, Object-Oriented Programming (OOPs), Computer Organization. |
| AFO | Agronomy & Irrigation, Crop Production, Horticulture, Seed Science, Agricultural Economics, Animal Husbandry, Fisheries, Govt. Schemes (NABARD, Rural Development). |
| Marketing Officer | Basics of Marketing Management, Brand Management, Advertising & PR, Market Segmentation, Product Life Cycle, Service Marketing, Marketing Strategies, Business Ethics. |
| Law Officer | Banking Regulations, SARFAESI Act, Negotiable Instruments Act, Consumer Protection Act, Bankers’ Book Evidence Act, DRT Act, Compliance and Legal Aspects. |
| HR Officer | HRD, Training & Development, Recruitment & Selection, Industrial Relations, Grievance Management, Performance Management & Appraisal, Business Policy & Strategy. |
| Rajbhasha Adhikari | Hindi Grammar & Vocabulary, Translation (Hindi $\to$ English & Vice-versa), Official Language Policy, Contemporary Issues in Hindi Media/Literature. |
🚀 6. Mains Preparation Strategy: The Final Sprint
With the Mains scheduled for November 2025, every day counts. Your strategy must be focused on Professional Knowledge.
- Prioritize Professional Knowledge (60/60 Marks): Dedicate at least 70% of your daily time to your specialization subject. Practice multiple-choice questions (MCQs) and descriptive answers (for Rajbhasha) daily.
- Focus on Core Banking: Regardless of your post, ensure you understand the fundamentals of the Banking Industry, RBI functions, and Financial Awareness, as these concepts often overlap with Professional Knowledge questions.
- Mock Tests are Mandatory: Take full-length Mains mock tests under strict time limits every 2-3 days. Analyze the results to identify weak professional sub-topics and revise them immediately.
- Review the Prelims Score Card: Use the sectional scores from your Prelims to understand which general section (Reasoning/English/Quant) needs minimal maintenance (if you scored very high) or continued occasional practice (if you scored closer to the cut-off).
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💰 7. Salary, Perks, and Career Growth (Motivation)
The IBPS SO job offers a highly attractive package that serves as a huge motivation.
| Component | IBPS SO Scale I (Approximate) |
| Basic Pay | Rs. 48,480/- |
| In-Hand Salary | Rs. 65,000 to Rs. 70,000 per month (Varies by location) |
| Gross Salary | Rs. 70,000 to Rs. 75,000 per month |
| Major Allowances | Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Special Allowance. |
🚀 Career Progression for Specialist Officers (IBPS SO)
The career path for a Specialist Officer (SO) is highly structured, merit-based, and specialized, offering a clear route for vertical growth from a junior officer to a top executive position within the Public Sector Banks (PSBs). Promotions are typically based on clearing internal exams, interviews, and performance records.
| Scale (Grade) | Designation | Management Level | Estimated Time to Next Promotion (Approx.) |
| Scale I | Specialist Officer / Assistant Manager | Junior Management Grade (JMG) | 3 – 5 Years |
| Scale II | Manager | Middle Management Grade (MMG) | 3 – 5 Years |
| Scale III | Senior Manager | Middle Management Grade (MMG) | 3 – 4 Years |
| Scale IV | Chief Manager | Senior Management Grade (SMG) | 4 – 5 Years |
| Scale V | Assistant General Manager (AGM) | Senior Management Grade (SMG) | Performance-Based |
| Scale VI | Deputy General Manager (DGM) | Top Executive Grade | Performance-Based |
| Scale VII | General Manager (GM) | Top Executive Grade | Strategic Selection |
Final Word: Clearing the Prelims is a huge milestone. Now, channel that momentum into the Mains. Your specialization is your biggest asset—master it, secure your selection, and step into a fulfilling career as a Specialist Officer!
| Quick Link | Action |
| Apply Online | Click Here |
| Download IBPS SO 15th Pre Result | Click Here |
| Download IBPS SO 15th Pre Score Card | Click Here |
| Download IBPS SO Admit Card | Click Here |
| Download Official Notification | Click Here |
| Official IBPS Website | Click Here |
| Telegram | Click Here |
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| Twitter-X | Click Here |
